Commonwealth Assistance

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HECS-HELP

HECS-HELP is available for undergraduate Education students at CHC. To be eligible you must:

  • be in a Commonwealth supported place
  • be an Australian citizen or holder of a permanent visa

There are three ways in which you can pay your student contribution amounts:

  • pay in full up-front (you only need to pay 80% of your student contribution amount on or before the census date);
  • pay some of your student contribution amount up-front and receive a HECS-HELP loan for the balance of your student contribution amount (upfront payments attract a 10% discount for payments of $500 or more); or
  • receive a HECS-HELP loan for your full student contribution amount

If you are not an Australian citizen or holder of a permanent humanitarian visa, you are not eligible for a HECS-HELP loan and you must pay your tuition fees in full up-front.

All commencing students will receive an Information Booklet and a HECS-HELP form with their Welcome Letter. If you require a new Information Booklet and HECS-HELP form, please contact Student Administration: sadmin@chc.edu.au.

Further information about Commonwealth Supported Places and HECS-HELP can be obtained from:

  • Student Enquiry line: 1800 020 108
  • DEEWR Study Assist website: www.studyassist.gov.au
  • CHC Business Office or Registrar's Office Tel: +61 3347 7900

If you receive a HECS-HELP loan, you begin making repayments on that loan when your annual income reaches the minimum repayment threshold (the minimum threshold in the 2011-2012 income year was A$47,195). Any voluntary repayments made to the Australian Taxation Office before reaching the minimum threshold will attract a 5% bonus.

FEE-HELP

FEE-HELP is available for all Business, Social Science and Ministries students, as well as postgraduate Education students. To be eligible you must:

  • be in a fee-paying place
  • be an Australian citizen or holder of a permanent humanitarian visa

There are three ways in which you can pay your tuition fees:

  • pay in full up-front;
  • pay some of your tuition fees up-front and receive a FEE-HELP loan for the balance of your tuition fees; or
  • receive a FEE-HELP loan for the full amount of your tuition fees

If you are not an Australian citizen or holder of a permanent humanitarian visa, you are not eligible for a FEE-HELP loan and you must pay your tuition fees in full up-front.

Please note that the Australian government charges a 25% loan fee for FEE-HELP loans for undergraduate courses of study. The loan fee is included in your FEE-HELP debt, but does not count toward your FEE-HELP limit.

All commencing students will receive an Information Booklet and a FEE-HELP form with their Welcome Letter. If you require a new Information Booklet and FEE-HELP form, please contact Student Administration: sadmin@chc.edu.au.

Further information about FEE-HELP can be obtained from:

  • Student Enquiry line: 1800 020 108
  • DEEWR Study Assist website: www.studyassist.gov.au
  • CHC Business Office or Registrar's Office Tel: +61 3347 7900

If you receive a FEE-HELP loan, you begin making repayments on that loan when your annual income reaches the minimum repayment threshold (the minimum threshold in the 2011-2012 income year was A$47,195). Any voluntary repayments made to the Australian Taxation Office before reaching the minimum threshold will attract a 5% bonus.

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